• sarojindianidhi@gmail.com
  • +91 9643879360 / 9990339350

MONTHLY DEPOSIT PLAN

100/-
200/-
300/-
400/-
500/-
600/-
700/-
800/-
900/-
1000/-
1300/-
1500/-
2000/-
2500/-
3000/-
5000/-
10000/-

Tenure of Payment

The tenure of tile account is 12 months and above.

Mode of Payment

AIl payments to the company shall be made either in cash or by cheque/draft against the receipt countersigned by its authorized signatory payments by any mode or media other than mentioned above shall be at the member account holder's own risk. The cheque/draft shall be credited in the name of member Account Holder subject to clearance by the bank. Out station cheques shall not be accepted

Issue of Passbook:­

A passbook will be issued to every Member Account Holder. The Member Account Holder shall get the pass book updated at regular intervals. If any discrepancy or difference in the amount is found between the entries made in the passbook and receipts duly countersigned by the authorized signatory of the branch office bearing seal. Payment shall be made on the basis of receipts only.

Terms & Conditions:

  • It is mandatory to be a member in the company.
  • Loan available against Deposit up to 70% of deposited amount after six month from the date of deposit.
  • Rate of interest on loan against Deposit will be @ 24% per year.
  • Interest will be calculated on yearly basis.
  • Recurring Deposit minimum amount Rs 100/-, thereafter in multiples of Rs 100/­-
  • 1 month after paying last installment or maturity amount due dates whichever is more will be applicable for payment of maturity amount.
  • Irregular deposits are not entitled for pre mature payment and loan facility against it.
  • On irregular deposits if all irregular pending deposits are paid then such account will be treated as regular. Even if there is default in payment of 1 installment, the said account will be treated as irregular.
  • After maturity date, payment on irregular accounts will be made after deducting the penalty amount maximum to the limit of interest earned on such account. No deductions will be made on principle amount of such accounts.
  • R.D. will not be premature within first 6 month.
  • After depositing the premium of 6 months, any type of interest will not be given.